Services

We take an educational approach when helping our clients make sound decisions as they protect their most valuable asset, their health.

Medicare Plans

View Options

Individual/Family

Health Insurance

View Options

Dental And Vision

Coverages

View Options

Travel Insurance

 

View Options

Medicare Supplements

Medicare Supplement

Medicare Supplement plans are also known as Medigap plans and are designed to help cover some of the costs (copayments, coinsurance and deductibles) that are not covered by Original Medicare.  In general, Supplements allow you to see any provider as long as they accept Medicare. These plans are sold by private insurance companies.
Physicians Mutual
WPS Health Insurance
Aetna
Wellabe Medico a Wellabe Company
United Health Care
Mutual of Omaha
Humana
Medicare Advantage Plus

Medicare Advantage Plans

Medicare Advantage plans are also known as Medicare Part C plans. These plans are offered by private companies that contract with Medicare. Your Medicare services are not billed to nor paid for by Original Medicare. Most Medicare Advantage plans offer prescription drug coverage. Plan can be in the form of PPO (Preferred Provider Organization), SNP (Special Needs Plan), MSA (Medicare Savings Account), and HMO (Health Maintenance Organization). Most of these plans will provide coverage within a specific network of doctors so it is important to make sure that your providers are in-network. 

1.0 Primary Dean Health Plan by Medica
Aetna
Humana
network health
Quartz
United Health Care
Prescription Drug Plans

Prescription Drug Plans

Prescription drug plans are also known as Medicare Part D. You have two options when obtaining this coverage, stand-alone or within an MAPD (Medicare Advantage Prescription Drug) Plan. Both types of plans are offered by insurance carriers and regulated by Medicare. Medicare outlines the dollar amounts for maximum deductibles, and the costs associated with the coverage gap (donut hole). Each plan determines their specific list of covered medications (known as the formulary), their medication tiers and the cost to you for each medication in the specific tiers. Some states also offer Pharmaceutical Assistance Programs. 

Mutual of Omaha
Aetna
Humana
Wellcare
United Health Care
Dental Coverage

Dental Coverage

Need help with dental bills? Dental insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services. Many plans cover preventive, basic and major services with a range of premiums, deductibles and benefits. Some plans have no age restrictions. If you are only on Original Medicare, there are no routine dental benefits included. 

Ameritas Logo
Delta dental logo

Delta Dental Wisconsin

delta dental

Delta Dental Illinois

delta dental

Delta Dental Arizona

Physicians Mutual
Wellabe Medico
NCD logo
Humana
Aetna
United Health
Vision Coverage

Vision Coverage

Vision plans may cover an annual comprehensive eye exam, frames or contacts, and lens enhancements. Other things to consider are how often you want new glasses and your overall frame allowance. 

Ameritas
Delta Dental

Delta Dental Wisconsin

Delta Dental

Delta Dental Illinois

Delta Dental

Delta Dental Arizona

NCD Spreading Smile
Humana
Physicians Mutual Insurance for all of us
United Health Care
Aetna
Cancer Protection

Cancer Protection

Do you know someone that has been diagnosed with cancer? Help ease the burden of a cancer diagnosis. Cancer insurance is a form of supplemental health insurance coverage that pays out if you’re diagnosed with internal cancer. You won’t be able to purchase a policy if you already have or have had a cancer diagnosis. Some cancer insurance policies pay for certain expenses, but others simply provide a one-time lump sum payment and then coverage ends. 

Physicians Mutual Insurance of all of us
Wellabe Medico A Wellabe Company
Aetna
United Health Care
Life Insurance

Life Insurance

Purchasing life insurance enters you into a contract with an insurance company that will provide your beneficiaries with an amount of money upon your death. In return, you make payments, called premiums. The premium amount is based on factors such as age, gender, medical history, and the dollar amount of life insurance purchased. Life insurance can be purchased as income replacement, to leave a legacy or to ease the burden of funeral costs. 

Physicians Mutual Insurance for all of us
Ethos Logo
Market Place

Marketplace

Health Insurance Marketplaces (also known as Exchanges) are markets for buying health insurance that will offer a choice of different plans. Premium and cost sharing subsidies will be available through the Marketplace to reduce the cost of coverage for individuals and families, based on their income. The most common marketplace is accessed through healthcare.gov. We help individuals and groups in registering and obtaining a credit and cost reduction for their insurance needs through the Marketplace using Centers for Medicare Service guidelines. 

Dean Health Plan by Medica
Quartz
Common Ground Healthcare Cooperative
Molina Healthcare
Anthem
Short Term Medical Plans

Short Term Medical Plans

Temporary medical insurance provides protection against unexpected health care expenses during a period of transition. Policies can be purchased for periods from 30 to 364 days. These plans are perfect for those who are between jobs, recently retired and not yet eligible for Medicare, waiting for employer-based coverage, looking for a lower-cost alternative to COBRA or recent college graduates. Short term plans are not compliant with the Affordable Care Act (ACA) and do not have coverage requirements. Pre-existing conditions are not covered, and applicants are subject to answering medical questions and receiving underwriting approval. 

United Health Care
WPS Health Insurance
National General Auto, home and Insurance
Travel Coverage

Travel Coverage

Going on a trip? Travel coverage is particularly important for international travelers, as standard health insurance plans sometimes won’t cover medical bills from another country. A reliable travel insurance plan with medical coverage can take care of medical care and related costs, including the expensive cost of patient transport if it includes an emergency medical evacuation benefit. 

IMG
Geo Blue
Short Term Medical Plans

Employer Health Insurance

In most states, small group health insurance is a medical insurance plan purchased by companies with 50 or fewer employees. We’ll consider the needs of your employees and their dependents to find a plan that will suit the diverse medical and financial needs of the group.

Dean Health Plan
Quartz
Pet Insurance

Pet Insurance

Give yourself the freedom to focus on your pet’s health, instead of how to pay for it.

Get help with the bills. Pet Insurance from Physicians Mutual Insurance Company.
Other Options

Other Options

Find other options through MyHealthPlan or SunFire, Medicare Health Plan online enrollment and quoting platforms

My Health Plan

SunFire

Plans contain exclusions and limitations. Please refer to your plan documents to determine which services are covered and to what extent.

Contact Us

 

PO Box 293 Lake Mills, WI 53551

A licensed sales agent will contact you via phone or email to discuss Medicare or other insurance options. This is solication for insurance.